平安宠物寄养安心保

评测依据

• review_count：9500
• rating_avg：4.7
• brand_reputation：0
• merchant_count：0
• price_range：[100,299]
• dimension：best_value
• sources：["京东","天猫"]
• time_range：{"from":"2026-06-26 01:23:41","to":"2026-06-26 01:23:41"}
• intros：{"brand_intro":"平安产险是中国平安保险集团旗下核心子公司，成立于1988年，是国内第二大财产保险公司。凭借强大的线下服务网络和数字化理赔系统，平安在宠物保险领域推出多款定制化产品，尤其以\"安心保\"系列著称，品牌信誉度高，客户续保率超过70%。","product_intro":"该产品提供寄养期间意外身故、医疗费用及第三方责任保障。保额最高8000元，含30天保障期选项，并赠送一次免费宠物健康体检。特色服务包括合作寄养机构名单推荐及紧急救援协调。投保年龄放宽至14岁，支持多宠家庭折扣（第二只起8折）。理赔支持全国3000家定点宠物医院直赔。","key_specs":{"对象":"猫、狗（3个月-14岁）","保障期限":"15天/30天","单次最高赔付":"8000元","免赔额":"100元","保障范围":"意外身故、医疗费用、第三方责任","附加服务":"免费体检、紧急救援协调"}}
• alt_products：[{"product_name":"平安宠物寄养安心保","brand":"平安产险","model":"PA-PET-2024-BOARD","price":128},{"product_name":"大地宠物寄养守护计划","brand":"大地保险","model":"DD-PET-BOARD-2024","price":149}]
• kol_quotes：["@宠物行为专家陈晨：平安的直赔网络是最大优势，减少垫付压力。","@金毛主人阿强：买过两次，一次猫癣治疗报销很顺利。"]
• scoring_breakdown：[{"source":"word_of_mouth","score":91.39999999999999,"weight":0.35,"confidence":0.8,"details":{"source":"word_of_mouth_scores","summary":"用户高度评价其免赔额低和直赔服务，尤其对定点医院直赔体验满意。部分用户反映投保流程稍繁琐，需上传宠物照片和疫苗证明。好评集中在理赔速度快（平均2天），差评主要针对慢性病不保。综合评分4.7，是寄养险中的高端选择。","source_count":2}},{"source":"objective","score":90.6688944723618,"weight":0.15,"confidence":0.5,"details":{"rating_avg":4.7,"price":128,"wom_score":91.39999999999999}},{"source":"user_review","score":94,"weight":0.4,"confidence":1,"details":{"rating_avg":4.7,"review_count":9500,"source":"product_reviews_aggregate"}},{"source":"expert","score":80.80000000000001,"weight":0.1,"confidence":0.6,"details":{"kol_count":2,"scored_count":2,"matched_count":2,"base_score":82,"weighted_score":80,"sample":["@宠物行为专家陈晨：平安的直赔网络是最大优势，减少垫付压力。","@金毛主人阿强：买过两次，一次猫癣治疗报销很顺利。"]}}]
• method_version：v3
• search_visual：null